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Profile photo of a State Farm Agent named: Zara Pham

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State Farm® Insurance Agent

Zara Pham

Katy, TX 77450

Profile photo of a State Farm Agent named: Zara Pham

Would you like to create a personalized quote?

Office Info

Office Hours

9am - 6pm
After Hours by Appointment
Call or text us 24 hours a day!


Katy, TX 77450


English, Spanish, Finnish, Vietnamese

We're here in full swing of Spring! Now is a great time to check in on your existing insurance coverage and make sure you are ready to go for the warm months ahead. If you are interested in looking for insurance where it is Auto, Home, or Life insurance, we are here to help. Give us a call or stop by the office.

My name is Zara Pham, and I am truly honored to be a State Farm Agent.

From a young age, I knew that my purpose in life was to make a positive impact and lend a helping hand to those in need. This led me to pursue a bachelor's degree in nursing, where I gained invaluable knowledge and skills to assist individuals during their most vulnerable moments. However, as fate would have it, my journey took an unexpected turn, leading me to become a State Farm Agent.

Becoming a State Farm Agent has allowed me to be intimately involved in our community and help people in various aspects of their lives. It is a tremendous privilege to have the opportunity to serve and connect with individuals on a deeper level. Our mission and vision revolve around providing the greatest customer service and building long-lasting relationships with our valued customers.

One aspect that sets my office apart is our commitment to giving back to the community. We believe in the importance of supporting local schools, and we actively engage in fundraising and donation efforts to contribute to their success. It brings us great joy to know that our contributions can make a difference in the lives of students and educators. Additionally, we make a conscious effort to participate in local events whenever possible, as we believe in the power of community involvement and the positive impact it can have.

I'm a dedicated professional who lead a team providing services in English, Spanish, Vietnamese, and Finnish. My team members take pride in embracing their connection with customers who speak languages other than English and strive to create a welcoming and inclusive environment. With fluency in English, Finnish, Spanish and Vietnamese, they are able to build rapport and understanding with customers from diverse backgrounds. Their commitment to exceptional multilingual service fosters cultural understanding and strengthens customer relationships.

Thank you for your kind attention, and I look forward to connecting with each and every one of you.

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health

Other Products


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Welcome to Zara Pham State Farm Insurance Agency, where finding your protection is our top priority. I am Zara, your dedicated State Farm agent serving the vibrant communities of Katy and Houston. With a specialization in life, health, auto, and home insurance, I offer a comprehensive range of insurance products to safeguard what matters most to you and your loved ones.

Communication is key when it comes to understanding your insurance needs. That's why I am proud to offer services in multiple languages, including English, Vietnamese, Finnish, and Spanish. Being fluent in these languages allows me to connect with a diverse range of customers, ensuring that every individual receives personalized and clear guidance in their preferred language.

  • Life Insurance: Life insurance policies designed to provide financial security.

  • Health Insurance: Coverage and financial security provided by health insurance, ensuring access to necessary medical care without significant out-of-pocket expenses.

  • Auto Insurance: Stay safe on the roads with comprehensive auto insurance coverage that fits your lifestyle and budget.

  • Home Insurance: Safeguard your home and valuable possessions against unforeseen events with our customizable home insurance plans.

I take pride in serving the diverse and dynamic communities of Katy and Houston, as well as the vibrant Vietnamese & Hispanic communities. I am deeply committed to understanding the unique needs of these communities and providing tailored support that aligns with their specific requirements and cultural preferences. Whether you are a homeowner, a car owner, a business owner, or a new family, I am here to assist you in securing the right insurance coverage for your needs.

Our team consists of 6 licensed and bilingual professionals who are dedicated to assisting you with your insurance requirements. With extensive experience in the insurance industry, we are well-equipped to provide excellent service to families in the Houston/Katy area. Moreover, our team members are fluent in both Spanish and Vietnamese, enabling us to cater to a diverse range of customers. As a testament to our commitment, we have attained State Farm's highest level of recognition for our proficiency in all lines of insurance, including Auto, Home, Life, and Health. Give us a call today and allow us to demonstrate why State Farm is the ideal choice for you.

Ashley Garcia State Farm Agent Team Member

Ashley Garcia

Ashley Garcia is a driven individual who combines her business acumen with her passion for creating meaningful connections. With a degree from business school, Ashley brings a solid foundation of knowledge and expertise to her endeavors. As a hardworking mom, she exemplifies the values of dedication and perseverance, balancing her professional aspirations with her commitment to family.

Ashley's love for travel fuels her curiosity and desire to explore new cultures and experiences. She believes that traveling broadens perspectives and fosters personal growth. Through her journeys, Ashley embraces diverse perspectives and incorporates them into her interactions with others.

Networking and forging connections with customers is where Ashley truly shines. She thrives on building relationships and understanding the unique needs and desires of each individual. By actively engaging with customers, she ensures that their experiences are personalized and memorable.

Jenny Castillo Torres State Farm Agent Team Member

Jenny Castillo Torres

Jenny Torres is a young and ambitious professional driven by her goals and a strong sense of purpose. With a passion for customer care, Jenny ensures that all customers are well taken care of and their needs are met. She finds great fulfillment in her job, knowing that she plays a crucial role in providing protection to customers.

Jenny's dedication to her work is evident in her commitment to delivering exceptional service. She goes above and beyond to exceed expectations and build lasting relationships with her customers. By understanding their unique needs and concerns, she tailors her approach to address their specific requirements.

While Jenny is focused on her career, she also cherishes her free time with her family. She understands the importance of work-life balance and makes it a priority to create lasting memories with her loved ones. Whether it's enjoying quality time at home or exploring new activities together, Jenny finds joy in nurturing her family relationships.

Krystal Nguyen State Farm Agent Team Member

Krystal Nguyen

Krystal is a goal-oriented individual who possesses a laser-like focus and meticulous attention to detail. She is dedicated to assisting customers in all aspects of life, ensuring their needs are met with care and professionalism.

One of Krystal's standout qualities is her multilingual ability, which allows her to effectively communicate and serve the ethnic Vietnamese community. She understands the importance of linguistic and cultural nuances, enabling her to provide personalized assistance tailored to the specific needs and preferences of her customers.

Krystal's dedication to her work is evident in her commitment to going above and beyond. She takes pride in her ability to address customer concerns and provide comprehensive support. With her extensive knowledge and expertise, she is a reliable source of guidance.

In her free time, Krystal loves to explore and try new, different foods. She has a curious palate and enjoys discovering unique flavors and cuisines. Additionally, she finds joy in spending quality time with her dogs and family. Whether it's going for walks, playing fetch, or simply relaxing together, Krystal values the moments of connection and happiness shared with her loved ones, both human and furry.

Reyes Moreno State Farm Agent Team Member

Reyes Moreno

Reyes Moreno is a young and talented individual who brings a fresh perspective and a wealth of talent to his work. With a strong commitment to customer care, Reyes goes above and beyond to take good care of each and every customer. He understands the importance of providing exceptional service and is dedicated to serving our valuable customers.

In addition to his professional pursuits, Reyes has a passion for music. During his free time, he indulges in his creative side by writing songs. This artistic outlet allows him to express himself and explore his musical talents. Through his songwriting, Reyes finds inspiration and fulfillment, further enriching his life beyond his professional endeavors.

With his youth, talent, and dedication to customer service, Reyes is a valuable asset to our team. He consistently strives to exceed expectations and ensure that every customer receives the highest level of care and attention. In his personal life, his love for music and songwriting adds a layer of depth and creativity that fuels his passion and enhances his overall well-being.


Tomas Britt


Kim Hernandez Mojica

Our Agency

Learn more about our agency and the career opportunities with us.
Available Positions
Please Note: This opportunity is about potential employment with an independent contractor agent who solicits applications for State Farm products and services, and does NOT result in employment with any of the State Farm Insurance Companies. The employment selection decision , terms and conditions of employment (such as compensation and benefits) are all determined solely by the independent contractor agent.